Starting off with the easy one, claiming levels can either be slightly detrimental or beneficial to your training. (In this game, you choose when to level up. When you level up, you get fully healed and slight stat boosts.) It's simply recommended that you always claim them unless you're at the rank you plan to stay at (explained below). However, if you plan to be incredibly active, you can hold off on all of them until you're about to rank up. This can be used for the jutsu requirement at AS or the many intelligence requirements.
Additionally, rank holding is rather similar except more obvious. Don't rank hold because it will just slow down training and any preparations you make for the next rank won't be enough.
Choose who your alternate will be. Only play one of the accounts and use the other one for ryo. The alternate will always be a special jounin to capitalize on regeneration (so for that account, follow the guide until it's a special jounin). It's best to decide this after you roll your bloodlines at genin.
Decide whether you want to play this game frequently or not. If not, start training weapon offense instead of defense after you get the right amount of defense for the rank you plan to be (235 for chunin, 985 for jounin, and 2985 for special jounin). This makes you battle-able earlier, letting you fight in the battle arena for quick, easy, small cash as well as travel around the map a bit. If you do want to spend the time, though, you can keep training defense and use the level 200 jutsu method. This pays off in the end when jutsu are much harder to raise.
Last is the only hard decision you really have to make. Like most other games, Ninja-RPG has choices for your character that aren't necessarily better or worse. The most important of these is your rank. There are three: chunin, jounin, and special jounin.
The main reason being a special jounin is so hard is other players. Some of the most competitive players are special jounin and have been playing since close to the game's launch in January 2008. On the other hand, being a chunin lets you avoid these players. As a side note, in quantity, there are more competitive special jounin than chunin than jounin.
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